You’re out to lunch with tech-savvy friends, one of whom picks up the check and says, “Just send me your share via Apple Pay Cash.” Say what?  Apple Pay Cash is Apple’s new person-to-person payment service, designed to make it easy for individuals to send and receive money. It’s perfect for repaying a friend who…

Passwords are the bane of our modern existence. Nearly anything you want to do, it seems, calls for a password. As the Internet’s reach extends beyond computers and into phones, TVs, appliances, and even toys, we have to enter passwords with increasing frequency and in ever more annoying ways. To make dealing with passwords easier…